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US employer health insurance cost growth on Kalshi
If the year-over-year increase in U.S. private-industry employer health-benefit costs for December 2026 is above 7.5%, then the market resolves to Yes.
Settles on: Bureau of Labor Statistics.
Market says (typical open contract)
68%
Median YES price across 14 open contracts, 10 Nov 2026 09:57 UTC.
Real-world odds
—
No independent base rate yet. Until we connect one (sportsbook consensus, forecasts, the score), the market's own price is the best public forecast, and the fee sits on top of it.
Luck needed meter
63% 😈
Half luck. The favorite is clear, the fee is not small, and the payout on the favorite is thin.
The cover charge
| If you buy at | Fee per contract | On $50 | Win rate to break even |
|---|---|---|---|
| 30¢ | 1.5¢ | $2.45 | 31.5% |
| 50¢ | 1.8¢ | $1.75 | 51.7% |
| 69¢ (now) | 1.5¢ | $1.09 | 70.5% |
| 70¢ | 1.5¢ | $1.05 | 71.5% |
| 90¢ | 0.6¢ | $0.35 | 90.6% |
Resting orders pay no fee on this series. Formula: 7% × contracts × price × (1 − price), rounded up, on orders that take liquidity. Break-even assumes you hold to settlement; trading out early pays the fee twice.
Open contracts right now
| Contract | YES price | Implied | Fee at this price | Real-world odds | Luck needed | Volume | Closes |
|---|---|---|---|---|---|---|---|
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 4.5%? · Above 4.5% | 95¢ | 95% | 0.3¢ | — | 10% | 13 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 6.0%? · Above 6.0% | 68¢ | 68% | 1.5¢ | — | 63% | 8 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 7.5%? · Above 7.5% | 4¢ | 4% | 0.3¢ | — | 9% | 0 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 7.0%? · Above 7.0% | 12¢ | 12% | 0.7¢ | — | 23% | 0 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 6.5%? · Above 6.5% | 36¢ | 36% | 1.6¢ | — | 73% | 0 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 5.5%? · Above 5.5% | 86¢ | 86% | 0.8¢ | — | 27% | 0 | Jan 29, 13:29 UTC |
| Will the YoY increase in U.S. private-industry employer health-benefit costs for December 2026 be above 5.0%? · Above 5.0% | 94¢ | 94% | 0.4¢ | — | 13% | 0 | Jan 29, 13:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 9%? · Above 9% | 16¢ | 16% | 0.9¢ | — | 32% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 8%? · Above 8% | 28¢ | 28% | 1.4¢ | — | 56% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 7%? · Above 7% | 60¢ | 60% | 1.7¢ | — | 80% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 6%? · Above 6% | 90¢ | 90% | 0.6¢ | — | 20% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 5%? · Above 5% | 95¢ | 95% | 0.3¢ | — | 10% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 4%? · Above 4% | 96¢ | 96% | 0.2¢ | — | 7% | 0 | Oct 29, 12:29 UTC |
| Will year-over-year growth in U.S. employer health insurance costs for September 2027 be above 10%? · Above 10% | 6¢ | 6% | 0.4¢ | — | 12% | 0 | Oct 29, 12:29 UTC |
Who actually wins this market
- Whoever posts the resting orders and collects the spread without paying a fee.
- The venue, on every fee.
- Not, on average, the person clicking buy because the chart is going their way. That was us.
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